Serving British Columbia, Canada

Insurance that actually fits your life.

I'm Milo Sarmiento — a licensed insurance & investment advisor based in British Columbia. I help families protect what matters and build for the future, comparing Canada's top insurers and investment providers. No call centers, no pressure — just honest advice from someone who picks up the phone.

Fully licensed
Canada’s top providers
Same-day quotes

Get your free quote

Tell me a little about you — I'll get back within one business day.

🔒 Your information is private and never sold. No obligation.
Comparing rates from
Sun LifeManulifeCanada LifeEmpire LifeiAEquitable LifeIntact
Products

Insurance & investments, all in one place.

From protecting your home and family to growing your savings for retirement and education — I help families across British Columbia put the right plans in place, explained simply.

Home Insurance

Protect your home, condo, or rental — property, contents, and liability — with coverage sized to what you actually own.

Get protected

Life Insurance

Term, whole, and universal life that keeps the people you love financially secure — explained in plain language.

Secure your family

Critical Illness

A tax-free lump sum if you're diagnosed with a covered condition — so you can focus on recovery, not the bills.

Learn more

RRSP

Grow your retirement savings tax-deferred. I'll help you contribute strategically and invest with confidence.

Plan retirement

RESP

Save for your child's education and capture government grants — up to $7,200 in free CESG money per child.

Start saving

Investments

Segregated funds, TFSAs, and personalized plans to help your money work harder for the future you want.

Grow your money
Licensed Broker MS
Milo SarmientoIndependent Insurance Broker
Why work with me

A broker works for you — not the insurance company.

Unlike a single-company agent, I'm independent. That means I compare the whole market and stand on your side — from the first quote to the day you file a claim.

I shop the whole market

One conversation compares 30+ carriers, so you never overpay for the same coverage.

Advice in plain English

No jargon, no fine-print surprises. You'll understand exactly what you're buying and why.

A real person, every time

You get my direct line. When you call, you reach me — not a queue or a chatbot.

Your advocate at claim time

If something goes wrong, I'm in your corner — helping you navigate the claim and get paid fairly.

12+
Years in insurance
30+
Carriers compared
1,800+
Families & businesses
4.9★
Average client rating
How it works

Covered in three simple steps

No paperwork marathons. No pushy upsells. Just a clear path from "I need insurance" to "I'm protected."

Tell me your needs

Share a few details by phone or through the quote form. It takes about five minutes.

I compare the market

I shop dozens of carriers and bring you the best options — with the trade-offs explained.

You're protected

Pick your policy, sign digitally, and you're covered. I stay on call for changes and claims.

Client reviews

People who stopped overpaying

★★★★★

"Milo found me better home and auto coverage and cut my premium by almost a third. He actually explained what I was paying for."

DR
Daniel R.Home & Auto
★★★★★

"As a small business owner I had no idea what I needed. Milo sorted out liability and commercial coverage in one call. Total pro."

SP
Sofia P.Business Owner
★★★★★

"When we had a claim, Milo walked us through every step. Having someone in your corner makes all the difference."

MK
Marcus & KimLife & Home

Let's find you better coverage today.

Book a quick, no-obligation appointment and we'll find you better coverage. It only takes a few minutes.

Get in touch

Talk to a real broker.

Have a question or want to review your current policy? Reach out — I'm happy to take a look, no strings attached.

HoursMon–Fri 9am–6pm PST · Sat by appointment